Lubna Umar, contributor at Money.ca.ca

Lubna Umar

Credit Card Expert

Lubna Umar is a seasoned personal finance writer with over six years of expertise, specializing in credit cards, mortgages, car insurance and financial planning. Her in-depth credit card reviews and expert insights help consumers navigate the complexities of rewards programs, interest rates and perks to make smarter financial choices. Lubna has worked for several leading brands in the finance sector, including RATESDOTCA, LowestRates, InsuranceHotline and the Financial Post. She consistently delivers high-quality, research-driven content to empower readers with the knowledge they need to optimize their finances.

Beyond her financial expertise, Lubna is also a passionate fiction writer. When she’s not breaking down the best credit card strategies, she enjoys exploring Toronto’s vibrant café scene.

Author Expertise

  • Insurance
    Insurance
  • Credit Cards
    Credit Cards
  • Mortgages
    Mortgages

Author Education

  • Education
    Wilfrid Laurier University
  • Education
    Fanshawe College

Author Credentials

  • Credentials
    MA in English Literature

Lubna Umar in the news

The fine enterprise reporting and exclusive material found on Money.ca routinely draws the attention of news organizations. Here are a few of our most recent media mentions.

Lubna Umar's Research Paper

https://intellectdiscover.com/content/journals/10.1386/fm_00053_1?crawler=true&mimetype=application/pdf#:~:text=Bollywood%20adopts%20the%20West's%20strategy,between%20the%20people%20of%20India.

Mortgage Agents vs. Brokers

https://money.ca/mortgages/homebuying/mortgage-broker-vs-bank-mortgage-specialist
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by Lubna Umar