Best Canadian credit cards for Amazon purchases

The American Express Cobalt® Card has a generous welcome bonus and includes a special perk for those who shop at Amazon.ca. Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.*

That’s up to $150 towards a weekend getaway or concert tickets. Conditions apply.

Here's how the welcome bonus breaks down:

• Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.*

  That’s up to $150 towards your next weekend getaway.

  *Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.

As part of the Membership Rewards^® program, you can redeem your points instantly at checkout on Amazon.ca through the Shop with Points program.

The card also features an incredibly generous earn rate of 5 points for every $1 spent at eligible grocery stores, restaurants, bars, cafes, and on food delivery services in Canada. You’ll also earn 3 points per $1 spent on eligible streaming services and 2 points for every $1 you spend on travel and transit. You get 1 point for every $1 on all other purchases. 

Key Features

• Welcome bonus: Earn up to 15,000 Membership Rewards® points* by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card in your first year as a new Cardmember. This could add up to 15,000 points in a year.*. Conditions apply.
• Earn rate: 3 points per $1 spent on eligible streaming services and 2 points for every $1 you spend on travel and transit and 1x point on all other purchases. 1 additional Membership Rewards point on eligible hotel and car rental bookings via American Express Travel Online.
• Annual fee: $155.88 ($$12.99/month)
  

Disclosures:

• Contact American Express for the most up-to-date referral bonus figures.

  American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

The SimplyCash® Card from American Express has neither an Amazon-specific perk to drool over nor enhanced cash back earn rates for certain spending categories; but that’s precisely what makes it so appealing. The card earns 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases with no limits to the amount of total cash back you can earn. So although it technically earns less cash back on Amazon spending than, say, MBNA’s Amazon.ca Rewards Mastercard®, it will probably earn more cash back for you on all your combined spending overall at the base rate, and will likely be a more lucrative card for the majority of people. Plus there’s no annual fee.

Key Features

• Welcome offer: Earn a bonus 5% cash back on purchases in your first 3 months (up to $2,000 in purchases).. Conditions apply.
• Cash back: Earn 2% cash back on eligible gas station purchases in Canada, 2% cash back on eligible groceries in Canada (up to $300 cash back annually) and 1.25% cash back on everything else.
• Additional features: Bonus cash back for card referrals; travel accident insurance; Buyer’s Assurance and Purchase Protection
• Annual fee: No annual fee

Disclosures:

• Contact American Express for the most up-to-date referral bonus figures.

  American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

The TD First Class Travel® Visa Infinite* Card also makes bargain hunting on Amazon a breeze because it participates in the Amazon.ca Shop with Points program as well. With this program, you can instantly redeem your TD Points on eligible purchases on Amazon.ca with Amazon Shop with Points. Conditions apply. See more details here. There’s a great welcome bonus.

Up to $1,000 in value†, including up to 135,000 TD Rewards Points† and no Annual Fee for the first year†.

Travel lovers will appreciate the wow-worthy earnings when you book travel through Expedia^® For TD^†: Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^† (4% return rate).

Additionally, earn 6 TD Rewards Points^† for every $1 you spend on groceries and restaurants^†, earn 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account^†, and earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Key features

• Welcome bonus: Up to $1,000 in value†, including up to 135,000 TD Rewards Points† and no Annual Fee for the first year†.
• Earn rate: Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia^® For TD^†; earn 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants^†; earn 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account^†; and earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†
• Additional perks: Good suite of insurance including Travel Medical Insurance^†, rental car discounts^†
• Annual fee: $139 (Additional cardholder† $50; First year Annual Fee Rebate†)

Disclosures:

• To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

• This offer is not available for residents of Quebec. For Quebec residents, please click here .
  
  The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
  
  † Terms and conditions apply.

This $0 annual fee American Express® Green Card lets you redeem your Membership Rewards^® points to make eligible purchases on Amazon.ca. New accounts can earn an impressive welcome bonus:10,000 Membership Rewards® points* when you spend $1,000 on your Card within the first 3 months as a new Cardmember.*. That’s $100 towards groceries or concert tickets. Conditions apply. The standard earn rate is a basic 1 Membership Rewards^® point per $1 that you spend on all purchases. This card is ideal if you’re a student or you have a limited credit history (or none at all).

Key features

• Welcome bonus: 10,000 Membership Rewards® points* when you spend $1,000 on your Card within the first 3 months as a new Cardmember.*. Conditions apply.
• Earn rate: 1 Membership Rewards^® point per $1 on all purchases
• Additional perks: Transfer points to other popular travel rewards programs, like Aeroplan and Avios, at a 1:1 ratio
• Annual fee: No annual fee

Disclosures:

• Contact American Express for the most up-to-date referral bonus figures.

  American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

If you spend a lot of money shopping on Amazon, this Amazon-affiliated Mastercard will rev up your rewards like no other. The current welcome offer gets you 5% back at Amazon.ca, Whole Foods Market stores, grocery stores, and restaurants for your first six months (capped at $3,000 in spending, which is a $150 value). The standard earn rate is 1.5% back (2.5% for Prime members) on eligible Amazon.ca and Whole Foods Market store purchases. For every 2,000 points you earn, a $20 Amazon.ca Gift Card will be added directly to your Amazon account. Cardholders get 1% back on all other purchases. The annual interest rate is 19.99% on purchases and 22.99% on cash advances.

Key features

• Welcome bonus: 5% back at Amazon.ca, Whole Foods Market stores, grocery stores and restaurants for six months.
• Earn rate: 2.5% for Prime members) on eligible Amazon.ca and Whole Foods Market store purchases, with non-Prime members earning 1.5% back on eligible purchases at Amazon.ca and Whole Foods Market stores%. Get 1% back on all other purchases.
• Additional perks: Earn 1% cash back on eligible foreign currency transactions., purchase protection and extended warranty, discount on select rental cards.
• Annual fee: No annual fee

The MBNA True Line Gold Mastercard stands out as an exceptional choice for financing large purchases, offering a compelling combination of low interest rates and reasonable fees. Here's why this card is a game-changer for savvy Canadians looking to pay off purchases over time:

Key features

• Unbeatable interest rates: The card boasts an incredibly low annual interest rate of 10.99% on purchases. This rate is less than half of what traditional credit cards typically charge, making it an ideal option for those planning significant expenditures.
• Modest, affordable annual fee: With an annual fee of just $39, the MBNA True Line Gold Mastercard offers excellent value. This modest fee is easily offset by the potential interest savings, especially for those who carry a balance or make large purchases with Amazon.
• Flexibility for larger purchases: The True Line Gold Mastercard is particularly beneficial for Canadians who plan on making big purchases but haven't saved up the full amount. It provides a more affordable way to spread out payments over time, making big-ticket items more accessible without the burden of exorbitant interest charges.

Disclosures:

• †, ✪, Terms and Conditions apply.

  This offer is not available for residents of Quebec. For residents of Quebec, please click here.

  Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

  The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

The Rogers Red World Elite® Mastercard® stands out as an excellent choice for high-earning Canadians who frequently shop on Amazon and seek a versatile rewards credit card. That's because the card offers a baseline rewards rate of 1.5% back on purchases with select purchases earning even more:

• Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido or Shaw
• Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.

There's even an additional bonus is you're an existing Rogers customer: Get 1.5x more cash back every time you redeem for Rogers, Fido or Shaw purchases. Not bad for a card with $0 annual fee.

Other key features

• Get 5 Roam Like Home days at no cost every year for Rogers mobile plans (up to $75 value)
• $1,000,000 in emergency medical insurance

There are four ways you can use credit cards to save money on Amazon.ca, each of which is suited to a different lifestyle.

1. 1.

   High Amazon.ca cash back rate. Some credit cards offer a high cash back rate specifically for Amazon.ca, or for online purchases in general. This type of card is a good fit if Amazon.ca/general online spending takes up a large chunk of your total expenses; it’s less suitable if your biggest expenses lie elsewhere.

2. 2.

   High base cash back rate. Other credit cards offer a solid cash back rate on all purchases; this is ideal if you prefer a simple, one-size-fits-all solution rather than taking out multiple credit cards to be used at different merchants.

3. 3.

   Shop with points. Some Amex and TD credit cards allow cardholders to redeem their rewards points directly on Amazon.ca via Shop with Points. This works well for those who might split the points they earn between an Amazon redemption and a redemption for, say, travel. Keep in mind that Amex Membership Rewards and TD Rewards have different values when redeemed via Shop with Points—each Amex point redeemed this way is worth $0.007; each TD point is worth a comparatively low $0.0033.

4. 4.

   Amazon gift cards. Some credit cards allow you to redeem rewards points for Amazon gift cards, but the value you’ll get for each point may be low. Before redeeming points for an Amazon.ca gift card check to make sure you’re getting a decent deal by dividing the gift card’s dollar value by the number of points required to redeem. If the value per point is less than $0.005 consider saving your points for another, more valuable redemption path.